Fund MetaMask Card
MetaMask Card is currently in a pilot phase and is only available to MetaMask users in Argentina, Brazil, Canada, Colombia, Mexico, Europe, and the UK. For a full list of eligible countries, see here. We’re working hard to bring MetaMask Card to more people; stay tuned for updates!
Note: the early access pilot in the US has closed. Join the waitlist and stay tuned for the upcoming card launch in the summer.
MetaMask Card uses the Linea network to allow near-instantaneous transactions, so you'll need approved tokens on Linea. Swapping funds to Linea is easy—keep on reading to learn more, or jump to ‘Manage Spending Limit’ if you already have funds on Linea.
Move funds to Linea
Linea is a super-fast layer 2 network, allowing for transactions to be completed at high speed and low costs. To ensure that your transaction goes through as soon as you tap your MetaMask Card, we’ve chosen Linea as the initially supported network during this pilot.
You can move funds to Linea by using MetaMask's native swap feature within Extension, Mobile, and Portfolio. Simply click the 'Swap' button, select Linea as the network, and select the token you want to move.
Gas
MetaMask Card allows you to spend using USDT, USDC, wETH, EURe, GBPe, and aUSDC (in the US, USDC and aUSDC only). Each transaction with your card requires a small amount of gas to cover the network fee, which will be taken from the same token you're spending. After a transaction, you can see the gas fee in the transaction details in your card dashboard.
During onboarding to MetaMask Card, and after swapping at least $5.00 of either of the aforementioned tokens to Linea, $0.20 of ETH will be deposited to your Linea account to cover the gas for spending limit approval.
Manage spending limit & accounts
MetaMask Card allows you to directly spend from your self-custodial MetaMask account. To give MetaMask Card permission to start spending from an account, you will need to set a spending limit. You can set spending limits for multiple accounts by repeating the process.
When you set a spending limit, also known as a spending cap, you choose a certain token amount for MetaMask Card to spend from your account. These funds will remain in your account, and you can revoke the spending cap at any time.
You can choose either USDC, USDT, wETH, EURe, GBPe, aUSDC for spending with your MetaMask Card. For US users, USDC and aUSDC are currently the only supported tokens. It is also possible to delegate multiple tokens; you can then set a priority to decide which tokens should be spent in which order.
Learn more about managing your spending limit here.
Set a spending limit
You can choose to either ‘Automatically approve spending’, meaning that you allow MetaMask Card to spend as much of a specific token as you have in your account, or you can choose to ‘Approve a specific limit’, meaning that you can only spend as much of a specific token as per the limit you’ve set.
Each time you set a spending limit, you will have to pay a gas fee to approve the transaction.
If you choose ‘Automatically approve spending’, you’ll only have to pay a gas fee once to allow MetaMask Card to use this token.
If you choose ‘Approve a specific limit’, you’ll have to pay a gas fee every time you approve a new limit. For example, if you set your initial limit to 20 USDC, and spend that entire limit, you’ll need to set a new limit to keep spending USDC. When you approve a new limit, you’ll have to pay a gas fee again.
Supported tokens
Currently, USDC, USDT, wETH, EURe, GBPe, and aUSDC are supported tokens for spending with MetaMask Card. For US users, USDC and aUSDC are the only supported tokens.
How can I get aUSDC on Linea?
You shouldn't transfer aUSDC to Linea, as each aToken is specific to the network you are on. For example, if you lend USDC on Linea, you will technically receive aLINUSDC, and if you lend USDC on Ethereum, you will receive aETHUSDC. Both tokens are aUSDC, but they are both instances of aUSDC on a specific network. MetaMask Card spends aLINUSDC.
Instead, you can lend USDC on Linea to receive aUSDC on the same network. You can now lend USDC on Linea directly from MetaMask. See our guide here for more information.
Note: this isn't financial advice. Users should do their own research before engaging in DeFi activities and protocols.
How do I get Monerium's EURe or GBPe on Linea?
EURe and GBPe are stablecoins issued by Monerium. Currently, you should not swap either token on Linea, due to low liquidity.
Set a spending preference
You can set spending limits for MetaMask Card with multiple tokens. You need to set one token that will be spent first; if you do not have enough of this token in your account to complete a transaction, the token next in line will be used instead. Learn more about spending preference here.
All set with funding your MetaMask Card? It’s time to start using it!