Why should I lend?

Lending your tokens allows you to earn rewards on idle crypto. With no waiting period, you can withdraw your tokens and rewards at any time, making lending a fast, secure way to enhance your crypto portfolio.

Rewards

Lending is an excellent option for idle tokens sitting in your account. When you lend with MetaMask, you earn daily rewards with compounded interest. The APR (Annual Percentage Rewards) varies dynamically depending on volume of tokens lent and borrowed. It can range greatly, from <2% when there are more lenders than borrowers to more than 20% when there are more borrowers than lenders.

Defi

Lending exists in centralized finance, with banks and other intermediaries determining interest rates, contracts, and more. These intermediaries take custody of your funds, and it may take some time to get your funds back.

In Defi (decentralized finance), you maintain full custody of your funds. Lending isn’t run by intermediaries; instead, lending is run by smart contracts that only execute transactions when preexisting rules have been met. These smart contracts are transparent and immutable, so you know exactly what you’re agreeing to. You can regain custody of your funds at any time, with no holding period.

Convenience

Lending through MetaMask allows you to earn interest on your tokens, all without leaving the MetaMask mobile app. The process is fast with the click of a few buttons, allowing you to remain in total control of your assets.

Privacy

Lending through MetaMask can be done immediately and privately.

Refer to our privacy policy here for more information.